125 Anniversary Photo

125th Anniversary

First Federal Savings of Middletown was founded in 1888 , making our bank one of the oldest "Hometown Banks" in Orange County. We proudly celebrated our 125th Anniversary in 2013-14 and look forward to serving local banking needs during the next 125 years! .

First Federal remains "Mutually Owned" as our company has no stockholders. We are here, as we always have been to serve our customers with no conflicting profitability pressures.


A "Mutual" is similar to a Credit Union with the notable exception that we pay both Federal and NYS Income taxes.

We manage over $150,000,000 in assets with a modest loan portfolio funded totally with local deposits. We are well capitalized by all regulatory standards and boast a net worth position (a reliable measure of a bank's safety and soundness) in the top 1% of banks in the entire United States!


First Federal Savings continues to make every attempt to provide the highest quality service to our members at the lowest possible cost. Our mission "To Provide Quality Financial Services while Enhancing the Community We Serve" is a promise we have lived up to for over 125 years. We remain deeply committed to serving the City of Middletown and its surrounding communities. We are dedicated to being a part of Middletown's future prosperity.


The Association's Board, Management and Staff are proud of our history and look forward to building future customer relationships. Please contact us at 845-343-1401 and we would be happy to tell you more.